We are able to offer Independent Advice for: Business Protection Insurance for business owners.  Buildings and Contents Insurance, Accident, Sickness, Redundancy Insurance, Life Insurance, Whole of Life Cover, Critical Illness cover, Income Protection, Landlords Insurance and Over 50’s life plans.

PT Insurance is a trading style of Personal Touch Mortgages (Lincs) Ltd, who act as a credit broker not a lender.

We are a local insurance broker which has grown successfully through recommendations from existing insurance clients, and has the support of a large national organisation. We provide protection insurance solutions for both home-owner and business owner clients. PT Insurance is a trading style of our sister company Personal Touch Mortgages (Lincs) Ltd, which can provide independent mortgage advice if you require this service in addition to any insurance needs.  You can find out more on our website

Our company is based in Grimsby, and many of our clients appreciate that we still offer the option of face to face independent insurance advice on their insurance needs. The majority of our clients reside locally, in Grimsby and Cleethorpes, however we are prepared to travel to assist insurance clients further afield.

Insurance products can be quite complicated, however we work hard to make it straightforward, and “jargon free” to our clients.
We take the time to understand your insurance needs, and use the latest technology and research tools to ensure that you receive the best possible service, which is delivered with professionalism and enthusiasm, and tailored exactly to your circumstances.

Ben Richardson - Business Protection Consultant

Ben qualified as an insurance broker in 2008. He firmly believes that what is best for the customer is always at the forefront of his advice. Ben’s ability to simplify and explain complex insurance products, along with his dedication to obtaining the best deal for the customer, proves time and time again why he is very popular with his clients. Living with his family in Barton-upon-Humber Ben see’s clients face to face in North Lincolnshire. Ben will assess your needs in a comprehensive yet relaxed meeting and then tailor make the most suitable insurance protection package. He presents his findings by cutting through the jargon and recommending why you should follow his professional advice.

Tel: 07725 989 584 - Email: -

Mel Cheuk - Independent Insurance Advisor

Mel has many years experience in the Insurance and Estate Agency industry. She has previously advised many clients on all of their life insurance, critical illness and income protection needs to protect their mortgage and families. Mel has developed excellent customer service skills gathered through her career and enjoys helping people with the correct advice for their individual needs, her priority is to always put the client first.

Tel: 07730 260 145 - Email: -

Alan Young - Managing Director / Insurance Broker

With over 20 years experience in financial services Alan provides a flexible, comprehensive and professional broker service. He has previously worked at Co-operative Insurance and Alliance & Leicester, working his way through various roles before setting up Personal Touch Mortgages. He has always lived locally in Grimsby and knows the area well. Providing financial advice gives Alan a tremendous amount of job satisfaction.

Tel: 07855 151 462 - Email: -

Emma Hyldon - Independent Insurance Advisor

Emma lives in Grimsby and has been in the estate agency business for over 10 years for the local branch of national estate agency Reeds Rains. Emma started in the industry helping her clients sell and buy their homes, before going on to provide advice for her clients mortgage and protection needs. Due to her knowledge she has been able to help her customers every step of the way through the whole process, cutting out the jargon so her customers have full understanding. Emma has developed excellent customer service skills and making the customer’s needs the most important thing which has enabled her to form excellent relationships with her customers. Emma’s aim is to make the whole process as easy and stress free as possible, by obtaining the best deals, and therefore making large savings for her customers.

Tel: 07522 622 159 - Email: -